Category: energy efficiency

Essential Guide to Quick Insulation Tips in Arizona & New Mexico

Boost comfort and cut costs! Quality insulation reduces energy bills and HVAC strain, adding value to homes in Arizona and New Mexico.

Easy Tips to Boost Your Home’s Comfort and Slash Energy Bills

In the unique climates of Arizona and New Mexico, proper insulation plays a crucial role in regulating indoor temperatures and saving energy. By creating an effective barrier against heat transfer, insulation can dramatically improve your home’s comfort while significantly reducing energy costs, especially in regions known for extreme temperature swings.

Front of a southwest style home.

The Importance of Insulation in the Desert Southwest

The Southwest presents specific challenges for you and fellow homeowners: scorching summers, surprisingly cold winters, and unique building materials like adobe. Insulation acts as a thermal barrier, keeping your home cool in summer and warm in winter.

While insulation helps keep your home comfortable year-round, it offers a host of other benefits that you and your wallet will appreciate.

  • Less strain on your HVAC system. Insulation allows your heating and cooling system to work less.
  • Lower energy bills. Less stress on your AC means less money you have to pay each month in energy costs.
  • Potential tax incentives and rebates for energy upgrades. Get rewarded for improving your home’s energy efficiency.
  • Increased home value. An energy efficient home with quality insulation and energy upgrades is always a big deal to eco-friendly buyers.

Have an Energy Audit Done–Your First Step to Savings

A professional energy audit is invaluable for identifying hidden air leaks and insulation gaps, assessing your current insulation’s effectiveness, and determining if it meets the recommended R-value for your home state.

At Banker Insulation, our Chandler location offers expert home energy audits to help you prioritize energy-saving solutions. Our professionals use tools like blower door tests and infrared scanners to detect energy inefficiencies and provide tailored recommendations for energy upgrades.

Selecting the Right Insulation for Your Home

When choosing insulation, focus on the R-value–a measure of insulation’s ability to resist heat flow. Higher R-values generally provide better insulation, especially in the extreme climate of Arizona and New Mexico. Every state has been placed into one or more designated climate zones that have certain insulation R-value recommendations for every part of your home including your attic, walls, floors, ceilings, basement and/or crawl space. See table (right) for recommended R-values in our region.

There are a variety of effective insulation materials available to you. Many homeowners often use more than one type of insulation for the different parts of their home. Check with your installer to see which types of insulation they offer. Some of the popular insulation types include:

  1. Blown-in: Cellulose is an eco-friendly choice made of recycled paper products and great for filling gaps, while fiberglass insulation is budget friendly and versatile.
  2. Insulation batts: Batts can be made of fiberglass or mineral wool that snugly fits between wall studs and ceiling joists.
  3. Spray Foam: Open-cell and closed-cell spray foam insulation offers excellent air sealing and insulating and high R-value.
Location Arizona New Mexico
Attic R38 to R60 R38 to R60
Walls R13 to R20 R20
Ceilings R38 to R49 R38 to R49
Floors R13 to R30 R19 to R30
Suggested Insulation R-Values for Arizona & New Mexico

Why Professional Installation Matters

While DIY insulation may seem tempting, professional installation ensures maximum efficiency and safety. Experts have the tools, experience, and protective gear necessary to handle various insulation materials properly and ensure seamless and effective installation. This includes wearing a dust mask and long-sleeved clothing when working with fiberglass insulation, and using a utility knife for precise cuts to guarantee insulation snugly fits in all spaces.

A professional insulation company like Banker Insulation will walk you through every step of the installation process and work with you to choose the right insulation materials for your home. You can have peace of mind that your insulation is installed right the first time, for maximum effectiveness, when you trust the job to a professional.

Partner with Arizona and New Mexico’s Insulation Experts

At Banker Insulation, we have been a trusted local leader in insulation and energy conservation since 1977, offering comprehensive services to homeowners like you including:

  • A wide range of insulation materials for all home types
  • Professional installation solutions tailored to our desert climate
  • Home energy audits (Chandler location only)
  • Soundproofing solutions
  • Insulation removal

With eight Arizona locations and one in Albuquerque, we demonstrate a strong commitment to quality and customer satisfaction throughout the region.

Banker Insulation team members at work, unloading a truck.

Ready to boost your home’s comfort and slash your energy bills? Our team of experts is ready to help you select the best insulating materials to maximize the performance and energy efficiency of your Arizona or New Mexico home. Rest easy, we’ve got your home covered from top to bottom with quality insulation solutions to make your home more energy efficient and comfortable year-round. Contact us today to learn more about our insulation products and services and receive your free estimate.

Fiberglass Insulation: Batts vs. Loose Fill

Fiberglass insulation from Banker Insulation offers energy efficiency, soundproofing, and eco-friendliness, with 40-60% recycled content. Professional installation ensures optimal fit and R-values.

Fiberglass insulation is an excellent insulation material that is cost effective, energy efficient, and has acoustic properties. According to the United States Department of Energy, it features between 40 and 60 percent recycled content, making it an environmentally sustainable product.

Additional benefits associated with fiberglass insulation include its thermal performance and moisture and fire resistance properties. Depending on the type, this insulating material either comes in specific R-Values – a measure of its resistance to heat flow – or can be blown in to meet ENERGY STAR’s recommendation.

There are two types available: batts and loose fill. Ideally, batt insulation should be professionally installed, as proper fit is crucial for benefitting from the material. Because loose fill insulation requires specialized equipment, it must be installed by an experienced, licensed insulation contractor.

Title card featuring insulation being installed in a crawl space: Quick Tips for Insulation Installation.

Select the Right Type for the Application

Batt Insulation

A defining feature of batt insulation, also available as rolls, is its versatility. They can be installed in attics, wall cavities, and floor cavities and to a depth that meets ENERGY STAR’s recommended R-values. This insulating type must fill the area where it is being installed, meaning there can be no gaps, ensuring maximum performance.

Blown-in Loose Fill

A more efficient alternative to batts and rolls is loose fill fiberglass insulation that is blown into the attic space using truck-mounted equipment. This installation technique allows the material to fill in gaps and tight areas, where installing batts would be more difficult. Loose fill materials, when professionally installed, offer the same R-values as other fiberglass insulation types.

Hire an Insulation Contractor for Correct Fit

Banker Insulation is a full service insulation contractor with 18 valley locations to help Arizonans improve their residential or commercial property’s energy efficiency.

Banker Insulation has been installing fiberglass insulation and other types of materials since 1977. Additional services include sound attenuation and energy audits. Schedule an appointment today by contacting one of our offices.

How to Ensure Wintry Warmth in Arizona and New Mexico

Stay warm and save this winter! Discover expert tips on energy audits, insulation, and choosing the right contractor for a cozy, efficient home.

Updated January 2024

When winter draws near, fellow Arizona and New Mexico homeowners prepare for the colder months ahead. Even though our desert climate is renowned for its scorching summers, the winter months can still bring chilly temperatures, prompting us to seek ways to keep our abodes warm without driving up our energy bills. Fortunately, there are numerous strategies and winter energy-saving tips that can help us achieve a cozy home environment while also being mindful of energy conservation and cost efficiency.

Seal the Warmth: Tips for Improving Insulation

Two of the biggest contributors to high energy bills are inadequate or damaged insulation and air leaks. When your home’s insulation levels fall below ENERGY STAR’s recommended R-values or become damaged by pests or water, the insulation can’t adequately resist heat flow and becomes less effective. While air leaks around your windows, doors, and other areas of your home allow heated air to easily seep out and cold air to seep in.

The best way to ensure your home has the right amount of insulation in the right place is to hire an insulation contractor to assess your current insulation levels. A professional can identify areas where your insulation may be lacking, such as walls, attics, and crawl spaces, recommend necessary upgrades, and provide you with an accurate cost estimate.

As for air leaks, seal drafts with caulk and weatherstripping to reduce heat loss and cold air infiltration and consider undergoing a home energy audit. During an audit, specialized equipment is used, such as a blower door test and infrared camera, to pinpoint air leaks and provide you with a list of energy efficient home improvements.

Working installing insulation in attic.

Take the time now, before winter weather hits, to invest in insulation upgrades like fiberglass blown-in wall insulation, spray foam insulation (that insulates and air seals in one step), or extra attic insulation. And be sure to take advantage of any tax credits and rebates that may be available to you.

Mastering Winter Warmth: Strategic Heating & Thermostat Use

Smiling woman using a smart thermostat.

Energy.gov reports that the average American household’s heating system accounts for almost 30% of their total utility bill. This makes it even more important to take advantage of the variety of ways to strategically heat your Southwest home or business, utilizing both technology and applying other simple measures.

During the winter months, it’s important to set your indoor temperature to an ideal setting, preferably 68°F during the day and 65°F at night. A simple programmable thermostat will let you “set it and forget it” while a smart thermostat adjusts temperatures around your schedule, preferences, and the weather. You’re able to monitor and control your smart thermostat using your smartphone. Both thermostats are effective choices that reduce energy consumption without sacrificing comfort.

Also consider these other strategic heating measures to encourage energy conservation:

  • Take advantage of zone heating. Closing doors and vents in unused rooms will allow you to concentrate warmth where it’s needed most, rather than heating your entire house or building.
  • Reverse the direction of your ceiling fan. Doing so will draw air up, push the heated air into the corners of your room and send the warm air back down to heat up your family.
  • Lower the temperature of your water heater. Keep it set at no higher than 120°F to help save energy.

Let the Light In: Efficient Window Options

Windows are another potential source of heat loss during the cold winter months. Investing in energy efficient double or triple pane windows can improve insulation and reduce cold air infiltration. South-facing windows are particularly beneficial, as they allow for maximum solar heat gain during daylight hours. To further enhance insulation, you can draw thick curtains and blinds at night to trap warm air indoors, while opening them during sunny days to naturally heat your home. Taking these steps can help warm your home or business without turning the heater up and, in turn, help lower your energy consumption.

Woman sipping warm drink on a bright winter morning.

Embrace the Beauty of a Southwest Winter in a Cozy Home

When temperatures drop and the winter chill sets in, incorporating these winter energy-saving tips into your home maintenance routine will help you stay warm and cozy while also saving money and reducing your environmental footprint. With a combination of insulation upgrades, smart thermostat usage, and efficient window solutions, you can enjoy a comfortable living space throughout the winter season without breaking the bank.

For personalized advice and assistance with your commercial or home improvements geared towards energy efficiency, contact Banker Insulation today. With 18 locations across Arizona and New Mexico, our expert team is ready to provide insulation and energy solutions tailored to your specific needs so you can stay cozy, stay energy efficient, and embrace the beauty of winter in Arizona and New Mexico.

Everything You Need to Know About Cellulose Insulation

Enhance comfort and save energy with cellulose insulation. Banker Insulation provides expert installation for year-round efficiency and savings.

When used to insulate an attic, cellulose insulation will help regulate your home’s temperatures, thereby improving your comfort. It will also help save you money on high cooling costs in the summer and heating expenses in the winter.

According to ENERGY STAR, you can expect a ten percent savings on annual energy bills when you combine insulation installation with effective air sealing techniques, such as applying caulk and adding weather stripping materials around the windows and doors of your home. A professional energy audit is the most effective way to identify air leakage.

Professional installation is essential for reducing energy costs. An insulation contractor will ensure that all materials are installed correctly and at the proper depths to achieve ENERGY STAR’s recommended R-values. R-values refer to how well the insulating material can resist heat flow.

EVERYTHING YOU NEED TO KNOW ABOUT CELLULOSE INSULATION

What is it?

Cellulose is a paper-based insulating material. It usually contains more than 80 percent of recycled paper products, making it an excellent choice for environmentally conscious consumers. Because cellulose is a loose fill material, it can be blown-into attic spaces and densely packed in wall and floor cavities. Blown-in insulation, like cellulose, requires professional installation from an insulation company.

How will it benefit you?

  • Enhanced comfort
  • Environmentally friendly
  • Excellent thermal performance
  • It has noise reducing qualities
  • Inhibits the growth of mold
  • Minimizes insects and vermin
  • It is treated with fire retardants and, as such, has a Class I Fire Rating

Leading Insulation Company Since 1977

Banker Insulation is a full service insulation contractor with 18 valley locations to help Arizonans improve their residential or commercial property’s energy efficiency. Our company also has a location in New Mexico.

Banker Insulation has been installing fiberglass insulation and other types of materials since 1977. Additional services include sound attenuation and energy audits. Schedule an appointment today by contacting one of our offices.

Fall Home Maintenance

Get ready for fall by tackling essential home tasks: inspect the roof for leaks, clear the gutters, seal air leaks, replace HVAC filters, and check attic insulation levels. Banker Insulation can help boost your home’s energy efficiency.

The dog days of summer will soon be replaced by fall’s cooler weather and stunning canvas. Fall is an ideal time to check these tasks, including ensuring adequate levels of fiberglass insulation in the attic, off your home maintenance checklist.

Inspect the Roof

Inspect the roof for any storm damage, abnormal wearing, or signs of aging. Do this from the ground by using binoculars, if necessary, and walking around the house’s perimeter. You should also check in the attic for light infiltration or damp fiberglass insulation. The latter may indicate a roof leak and insulation will need to be replaced by an experienced insulation contractor.

Fall Home Maintenance

Clean the Gutters

The gutters, if your home has them, direct rainwater away from your foundation. Dead leaves, tree needles, and the flyaway Frisbee can impact water flow by causing a blockage should they build up over time. Water then can damage your roof, insulation, siding, and foundation. Scoop out the gunk and then rinse the gutters each fall and spring – more frequently if your landscape features a lot of trees.

Check for Air Leaks

According to the U.S. Department of Energy, heat gain or loss through windows accounts for between 25 and 30 percent of your heating and cooling energy use, and they are not the only thing costing you money.

Air leaks can also cause a spike in your heating and cooling costs.

Because the source of air leaks can be challenging to identify without the correct tools, consider having an energy audit done by a licensed insulation contractor. It is essential to seal air leaks and insulate to see savings.

Change Your Filters

Routinely replace the filters in your heating, ventilation, and air conditioning (HVAC) unit. A good rule of thumb is to replace inexpensive filters every 30 days for maximum efficiency.

Now more than ever before, it is recommended to select high efficiency particulate air (HEPA) filters, which can go about 90 days before changing them is necessary.

A HEPA filter can effectively remove 99.97 percent of airborne particles such as dust, pet dander, and bacteria with a size of 0.3 microns. They can help improve indoor air quality and comfort. You can find replacement filters online or in stores.

Improve Fiberglass Insulation Levels

Another issue that may impact your energy efficiency is insufficient levels of fiberglass insulation. Fiberglass, whether loose fill or batts, provides good thermal performance at an attractive price point. It is also made of a significant amount of recycled content.

Uninsulated attics in valley homes should be insulated with an R-value – a measure of the material’s ability to resist heat transfers – between R30 and R60. Attics with existing insulation should meet a value between R25 to R38.

Banker Insulation is a full service insulation contractor with 18 valley locations to help Arizonans improve their residential or commercial property’s energy efficiency. Banker Insulation has been installing fiberglass insulation and other types of materials since 1977. Additional services include sound attenuation and energy audits. Schedule an appointment today by contacting one of our offices.

This blog has been updated from a 2018 post.

The Basics of Home Energy Audits

A home energy audit from Banker Insulation detects inefficiencies, saving you on energy costs. Prepare by gathering recent bills and clearing access areas for a thorough check.

The Basics of Home Energy Audits for Arizona Homeowners


One of the biggest steps you can take to ensure your Arizona home and family are safe is by evaluating your home’s energy performance with a home energy audit. Our Chandler office performs home energy audits for Phoenix-area homeowners. Read more to learn about this service and how our Chandler team can help you save energy and money.

A  home energy audit (also called a home energy assessment), checks and identifies problem areas where energy is being wasted in your home. It includes a room-by-room examination, visual inspections, and diagnostic tests to locate air leaks, insulation problems, and inefficiencies.

And in our desert climate, where extreme heat leads to high energy bills and skyrocketing heat and cooling costs, we all need one. A home energy audit can help you and other fellow homeowners reduce expenses, improve home comfort, and lower your carbon footprint.

A person holding an infrared thermal imaging camera, scanning the exterior of a house to detect heat loss and insulation gaps.

Why Home Energy Audits Are Important

1. Cost Savings

Did you know, in Arizona, where air conditioning accounts for over 40% of home energy usage, your peak summer bills can exceed $235 per month? Ouch! Addressing energy inefficiencies found in a home energy audit and completing energy efficiency upgrades can reduce your home’s energy consumption and cut your energy bills by 5% to 30%. Yay!

2. Comfort and Safety Improvements

A home energy assessment is ideal for helping to detect drafts, hot spots, and problem areas with inadequate insulation. They also detect ventilation issues or combustion appliance leaks that can impact your home’s indoor air quality and safety.

3. Environmental Benefits

Efficiency improvements reduce the strain on the electric grid and lower greenhouse gas emissions. Since more than 90% of Arizona homes have air conditioning, even small efficiency improvements can make a big sustainability impact.

A father and his young child adjusting a smart thermostat on the wall to optimize home energy efficiency.

The Home Energy Audit Process

Let’s look at how an energy audit works and what to expect.  

1. Initial Consultation

You will start by sitting down with a professional auditor to review your utility bills and discuss any concerns you have, such as hot and cold spots or drafty rooms.

2. Visual Inspection

The auditor will visually check for air leaks around windows and doors, gaps in weatherstripping, inadequate insulation, and inefficient appliances.

3. Blower Door Test (Air Leakage Check)

During the blower door test, a powerful fan is used to depressurize your home to measure its airtightness and identify hidden air leaks around windows, doors, and vents.

4. Thermal Imaging Scan

Infrared cameras are used to reveal any problem areas, such as temperature discrepancies that can indicate insulation gaps and air leaks.

A professional energy auditor in a business suit presenting a thermal imaging report to homeowners, explaining energy efficiency improvements.

5. HVAC & Appliance Evaluation

The auditor will examine your heat and cooling systems, ductwork, thermostat settings, and major appliances to assess their efficiency.

6. Report & Recommendations

The auditor will compile all the data and results and report back with a detailed summary of their findings.

This will include a prioritized list of energy efficiency upgrades.

Arizona-Specific Energy Programs & Incentives (2024–2025)

Arizona strives to provide a variety of programs and incentives for local homeowners to improve energy efficiency with less money out of your pocket.

1. Weatherization Assistance Program (WAP) 

This program provides free energy efficiency upgrades like insulation, air sealing, and HVAC replacements to income-eligible households. 

2. Home Energy Rebate Programs (HOMES & HEAR)

 HOMES and HEAR are part of the statewide rebate initiative known as “Efficiency Arizona.” 

  • HOMES Program: The Home Efficiency Rebates Program gives back up to $4,000 ($8,000 for low-income households) for whole-home retrofits. 
  • HEAR Program: This is the Home Electrification and Appliance Rebates program (HEAR) portion of the Arizona’s Home Energy Rebates Program. It provides up to $8,000 rebates for energy-efficient appliances like heat pumps for income-eligible households. 
  • Additional rebates: $4,000 for electrical panel upgrades, $2,500 for wiring, with a $14,000 total cap per household. 
A happy family sitting together on a cozy couch in their well-insulated home, enjoying a comfortable indoor environment.

3. Utility Company Incentives 

Federal Incentives for Home Energy Efficiency (2025) 

1. Federal Tax Credits 

2. Federal Rebate Programs 

HOMES & HEAR rebates are federally funded but administered at the state level by Arizona’s Efficiency Arizona initiative. 

3. Weatherization Assistance Program (WAP) – Nationwide 

DIY vs. Professional Home Energy Audits

1. DIY Home Energy Check

You may choose the route of a DIY home energy check. If so, take the time to inspect your windows and doors, check insulation, locate air leaks, inspect ducts and vents, and evaluate lighting and appliances. Utilize the ENERGY STAR Home Energy Yardstick to benchmark efficiency.

2. Professional Home Energy Audits

Or you may choose to leave things to a professional for a more thorough job, especially if you’re dealing with high energy bills or continuous comfort issues. A professional home energy audit, performed by an experienced insulation contractor, uses advanced tools like blower door tests, infrared scans, and furnace efficiency meters to pinpoint inefficiencies.  

Professional energy audits can vary in cost, but rebates and tax credits, such as a 30% IRS tax credit (up to $150) can help reduce and offset costs significantly.  

Updated 2025 Data & Statistics on Arizona Home Energy Use 

We mentioned it earlier, but it bears repeating: Arizona’s a hot place to live. For a clearer picture, here’s a quick recap of some of the stats. 

1. Extreme Cooling Needs 

  • 90% of Arizona homes use air conditioning, with 86% relying on central AC. 
  • Heat and cooling accounts for over 40% of household energy usage. 

2. High Summer Energy Bills 

  • Peak summer bills average ~$234/month. 
  • Some homes exceed $300+ per month. 

3. Savings Potential 

  • Following audit recommendations can cut energy bills by 5% to 30%. 
  • Even a 5–10% reduction on your electric bill translates to significant savings over time. 

4. Payback Period for Upgrades 

  • Insulation and air sealing can reduce cooling costs up to 20%. 
  • Many energy efficiency upgrades pay for themselves through rebates and energy savings within a few years. 

Next Steps 

You’ve got a lot of helpful information in your head right now that may seem overwhelming. Take these next steps to ensure you maximize your home’s energy efficiency.  

1. Schedule a Professional Home Energy Audit 

If energy bills are high or home comfort issues persist, a subsidized audit is a smart investment. 

2. Implement DIY Fixes First 

Start with air sealing, insulation checks, thermostat upgrades, and appliance evaluations. 

3. Take Advantage of Arizona’s Energy Programs 

Apply for rebates, tax credits, and utility incentives to maximize energy savings. 

4. Plan for Energy Efficiency Upgrades 

Use your audit report to prioritize cost-effective improvements. Strive to maximize your savings by stacking rebates, credits, and financing options.  

5. Work with Experts Like Banker Insulation 

A trusted provider of insulation, air sealing, and energy efficiency upgrades, Banker Insulation stays up to date on energy audits in Phoenix and Chandler and 2025 rebate and tax credit programs. 

Upgrade Your Home’s Energy Efficiency 

At Banker Insulation, we know a home energy audit is a cost-effective way to lower your energy bills, enhance home comfort, and reduce environmental impact. With expanded rebates in 2025, as an Arizona homeowner, you have a prime opportunity to make energy efficient home improvements at minimal cost. Our Chandler/Phoenix location is proud to offer professional home energy audits for your convenience.  

Contact us today to schedule your audit and start saving! 

 

A joyful family embracing in a sunlit, energy-efficient home, symbolizing comfort and savings from improved insulation and energy use.

References

  • Arizona Department of Housing. (2016). Understanding Energy Audits [Conference presentation]. Arizona Housing Authority.

housing.az.gov

  • Arizona Department of Housing. (n.d.). Weatherization Assistance Program. Retrieved 2025, from https://housing.az.gov/general-public/weatherization-assistance-program

https://housing.az.gov/general-public/weatherization-assistance-program#:~:text=Housing%20housing,their%20homes%20more%20energy%20efficient 

  • Arizona Public Service (APS). (2020, June 18). As temperatures rise, APS offers ways to save [Press release]. APS Newsroom.  

https://www.aps.com/en/About/Our-Company/Newsroom/Articles/As-temperatures-rise-APS-offers-ways-to-save#:~:text=As%20temperatures%20rise%2C%20APS%20offers,stay%20safe%20and%20comfortable 

  • Arizona Technology Council. (2023, March 15). What every homeowner should know about the new clean energy rebates. AZTechCouncil Blog.  

https://www.aztechcouncil.org/what-every-homeowner-should-know-about-the-new-clean-energy-tax-credit/#:~:text=,local%20rebate%20programs%3A%20In 

  • Elephant Energy. (2021). Energy Audits: The (Mini) Ultimate Guide. Retrieved from https://elephantenergy.com/blog/energy-audits-guide  

https://elephantenergy.com/energy-audits-the-mini-ultimate-guide/#:~:text=Energy%20Audits%3A%20The%20,to 

  • Energy Star (U.S. EPA). (2015). Guide to Energy Audits. Retrieved from https://www.energystar.gov  

https://www.zerorpm.com/component/easyblog/entry/start-2015-with-an-energyresolution-to-save-money-and-energy-all-year-long?Itemid=731#:~:text=ZeroRPM%20Blog%20,I%20resolve 

  • Energy Star. (n.d.). Methodology for Estimated Energy Savings. Retrieved from https://www.energystar.gov/saveathome/seal_insulate/methodology 

https://www.energystar.gov/saveathome/seal_insulate/methodology 

  • Governor’s Office of Arizona. (2024, August 29). Governor’s Office of Resiliency Launches First Phase of “Efficiency Arizona” to Implement Energy Saving Programs and Rebates for Consumers [Press release].  

https://efficiencyarizona.com/#:~:text=Q1%202025,wide.%20Late%202025%2A.%20Efficiency 

advantagehomeperformance.com 

  • Internal Revenue Service. (2023). Energy Efficient Home Improvement Credit (IRC 25C). Retrieved from https://www.irs.gov/credits-deductions/energy-efficient-home-improvement-credit  

https://www.irs.gov/credits-deductions/energy-efficient-home-improvement-credit#:~:text=Energy%20Efficient%20Home%20Improvement%20Credit,a%20written%20report%20and 

  • Pitzl, M. (2024, July 16). How high is your Arizona electricity bill this summer? The Arizona Republic (AZCentral.com).  

https://www.azcentral.com/story/money/business/energy/2024/07/16/how-high-is-your-arizona-electric-bill/74371165007/#:~:text=How%20high%20is%20your%20Arizona,235%20for%20the%20average%20customer 

  • Rigzone News. (2024, September 2). Arizona Rolls Out Home Electrification, Appliance Rebates Program. Retrieved from https://www.rigzone.com/news/arizona_home_electrification_rebates_2024  

https://www.rigzone.com/news/arizona_rolls_out_home_electrification_appliance_rebates_program-02-sep-2024-177958-article/#:~:text=Program%20www,efficient%20home%20upgrades 

  • U.S. Department of Energy. (n.d.). Professional Home Energy Assessments. Energy.gov.  

https://www.energy.gov/energysaver/professional-home-energy-assessments#:~:text=Professional%20Home%20Energy%20Assessments%20Assessors,Check 

  • U.S. Department of Energy. (n.d.). Energy Saver 101 Infographic: Home Energy Audits. Energy.gov 

https://www.energy.gov/energysaver/articles/energy-saver-101-infographic-home-energy-audits 

  • U.S. Energy Information Administration. (2013). Household Energy Use in Arizona (EIA State Brief). Retrieved from https://www.eia.gov/consumption/residential/reports/2009/state_briefs/  

https://www.eia.gov/consumption/residential/reports/2009/state_briefs/pdf/az.pdf#:~:text=residents%20%2858,central%20air%20conditioning%20for 

  • Virginia Energy Sense. (2023). DIY Home Energy Audit – Uncover Efficiency and Savings. Retrieved from https://www.virginiaenergysense.org/diy-home-energy-audit  

https://www.virginiaenergysense.org/tips-to-save-energy-money/at-home/do-it-yourself-energy-audit/#:~:text=DIY%20Home%20Energy%20Audit%20,in%20the%20foundation%2C%20walls%2C 

  • Salt River Project. (2022). SRP Home Energy Assessment™ program. SRP Blog.  

https://blog.srpnet.com/reasons-to-get-home-energy-assessment/#:~:text=Reasons%20to%20get%20an%20SRP,All%20virtual 

  • Energy Star (U.S. EPA). (2015). Guide to Energy Audits. Retrieved from https://www.energystar.gov  

https://www.zerorpm.com/component/easyblog/entry/start-2015-with-an-energyresolution-to-save-money-and-energy-all-year-long?Itemid=731#:~:text=ZeroRPM%20Blog%20,I%20resolve 

Three Advantages of Fiberglass Insulation

Fiberglass insulation is eco-friendly, cost-effective, and sound-dampening. Banker Insulation provides optimal efficiency with expert installation.

Since its introduction in the late 1930s, fiberglass insulation has remained one of the most popular insulating materials, and with good reason. Pre-cut rolls or batts and blown in loose-fill are the two most frequently sold types. It can be applied to attics, walls, floor cavities, and basement rim joists.

Because a tight fit is required for optimal energy efficiency, it is essential to hire an experienced and licensed insulation contractor, such as Banker Insulation. It is also recommended that any air leaks be sealed to ensure maximum efficiency.

Fiberglass insulation is predominantly manufactured using up to 60 percent recycled container glass, according to the U.S. Department of Energy, thus freeing landfill space. The glass is woven into tight fibers that trap pockets of air to slow the transference of conditioned, whether heated or cooled, air.

Title card featuring a worker hand installing fiberglass insulation: Advantages of Fiberglass Insulation.

Ways Fiberglass Insulation Can Benefit You

Cost Effective

Fiberglass insulation is the ideal choice for budget-conscious consumers. There are plenty of options in terms of R-values and types that residential and commercial consumers can select from while remaining within budget. Another cost effective option to consider, especially if moisture is a concern, like in a basement, is to choose faced insulation. That insulation uses a vapor retardant to help prevent condensation.

Sound Dampening

Fiberglass insulation is offered in different thicknesses with different degrees of sound absorption. While noise reduction increases with depth, this insulating material will not block sound transmission. There are, however, products available with added sound attenuation. These products are ideal for several applications, including home theaters and home offices, as well as other areas where you’d like to block noise.

Thermal Resistance

The R-value for fiberglass ranges between R-8 and R-40. These values measure the thermal resistance – how well the material resists heat – with a higher number offering the best performance. Contact an insulation contractor to identify the correct R-value for your area’s climate as well as where insulation is required. Make sure the material provides optimal energy efficiency by having it professionally installed.

Schedule an Appointment with Banker Insulation

Banker Insulation is a full-service insulation and energy conservation contractor with 18 valley locations to help Arizonans improve their residential or commercial property’s energy efficiency. Banker Insulation has been offering the installation of fiberglass insulation and other types of materials, along with sound attenuation services, and energy audits since 1977. Schedule an appointment today by contacting one of our offices.

Four Tips to Slash Your Summer Cooling Costs in Arizona & New Mexico

Beat the summer heat! Arizona and New Mexico residents can cut energy costs with Banker Insulation’s expert solutions for cooler homes.

Updated May 2024

As the scorching summer months approach, residents of Arizona and New Mexico brace themselves for the inevitable spike in energy costs. However, there’s good news–with practical strategies, you can keep cool without breaking the bank. In this guide, we’ll explore four actionable tips to help you stay comfortable and save money on your electricity bills.

Why Insulation Is Key to Cooling in the Southwest

In the blistering heat of an Arizona summer, keeping cool can feel like an uphill battle. Understanding heat transfer is crucial; heat naturally flows from warmer to cooler areas. This is where insulation becomes your best ally. By acting as a thermal barrier, insulation slows down heat transfer, reducing the workload on your air conditioning system and ultimately slashing your cooling costs. When combined with air sealing, you can maximize your home’s energy efficiency to save even more. In fact, with insulation and air sealing you can save an average of 15% or more on your annual heating and cooling costs! That’s a cool investment for your Southwest home.

Four Tips to Beat the Heat & Lower Your Bills in Arizona & New Mexico

Tip 1: Prioritize Insulation

Worker's hand installing blown-in insulation in an attic.Start by addressing your attic and walls. Proper attic insulation and air sealing are especially crucial as hot air rises and escapes through your roof, making your attic one of the most energy inefficient rooms of your home. Another important area to insulate is inside your exterior walls, especially if you reside in an older home. Older Arizona homes were often built with little to no insulation inside their walls. Adding wall insulation will protect your home from the outside elements by preventing cold drafts and heat loss and creating a cozier living environment and a more energy efficient dwelling.

Consider different insulation options such as spray foam, cellulose, or fiberglass for your project, each with their own unique benefits. Spray foam combines insulation and air sealing in one easy step, while cellulose is a great blown-in option, and fiberglass is the most budget friendly choice.

Before starting any insulating project, don’t hesitate to seek a professional assessment in the form of a home energy audit to identify your specific energy needs. Conducted by a professional, like Banker Insulation, these inspections provide a clear picture of your home’s energy consumption and will identify air leaks, inefficient appliances/equipment, and additional sources of energy loss. With this detailed report in hand, you’ll be able to make the most educated decisions regarding maximizing your home’s energy efficiency.

Tip 2: Optimize A/C Usage

Regular maintenance is key to ensuring your air conditioner runs efficiently. Installing a smart thermostat can further enhance energy efficiency by learning your schedule and adjusting cooling accordingly. Additionally, utilizing ceiling fans can help circulate cool air, allowing you to dial back your A/C usage during the hot summer months without sacrificing comfort.

Tip 3: Maximize Shade

Strategic landscaping with shade trees will reduce the amount of heat entering your home. Utilizing window treatments like awnings, exterior shades, or solar screens are ideal ways to block sunlight from east- or west-facing windows. Opting for light-colored roofing materials also helps reflect heat away from your property.

Tip 4: Mindful Energy Consumption

Upgrade to energy-efficient appliances and LED lighting, and embrace cooking methods that generate less heat, such as outdoor grilling, microwaves, or slow cookers. Consider running major appliances during off-peak hours to take advantage of lower electricity rates.

Tailoring Tips for Arizona

Large Arizona house highlighted by the setting sun.

Arizona is known for its extreme heat and dry climate, yet is located in four different climate zones, ranging from hot dry to cold dry. This means that not only are insulation and shade critical, but that different parts of the state have different insulation needs. The insulation needs of Tucson or Phoenix may differ from those of Flagstaff or Snowflake. It’s important to consult with an insulation professional for insulation solutions tailored to your climate zone.

Plus, don’t forget to explore specific energy-saving programs specific to Arizona residents to maximize your savings when making home efficiency upgrades. Check out these resources for more information:

Tailoring Tips for New Mexico

Adobe-type home in New Mexico.In New Mexico, where altitude and temperature swings pose unique challenges, adjusting insulation strategies is essential. New Mexico is home to three different climate zones (with Albuquerque falling in the “mixed dry” zone 4) and just like in Arizona, each climate zone has different insulating needs. For those building with adobe or living in adobe homes, extra work may be needed to meet required insulation values and local energy codes.

Also, be sure to take advantage of regional energy-saving programs just for New Mexico residents to stay ahead of rising utility bills and earn money back for energy upgrades. Check out these resources for more information:

Save on Summer Energy Costs with Banker Insulation

Staying cool while saving money on your energy bills is entirely achievable with the right approach. By prioritizing insulation, optimizing your cooling systems, maximizing shade, and practicing mindful energy consumption, you can beat the heat and enjoy long-term comfort without breaking the bank. Remember, investing in energy efficiency is an investment in your future comfort and financial well-being. So don’t wait–start saving on your summer energy costs today!

Who can you count on for expert service and tailored insulating solutions for your Arizona or New Mexico home or building? Banker Insulation of course! We have been the Southwest’s go-to insulation company since 1977 and we are here to meet your insulating needs. Contact us today to learn more about our customized insulation options and receive your free estimate.

Home Spring Maintenance Tips for AZ and NM Homeowners

As spring arrives in the Southwest, it’s a great time as homeowners in the desert regions of Arizona and New Mexico to gear and to tackle the unique challenges posed by our region’s climate.

Updated March 2025

As spring arrives in the Southwest, it’s the perfect time as homeowners in Arizona and New Mexico to prepare for the extreme summer conditions ahead. Phoenix saw a record-breaking 31 consecutive days above 110°F in 2023, making it more important than ever to get your home ready. With our regional challenges of intense sun, sporadic monsoons, and desert pests, having a proactive spring home maintenance checklist, especially one that includes home insulation, can help keep your home efficient, comfortable, and protected.

Arizona Spring Home Maintenance Tips

Pest Prevention

Scorpions and snakes become more active as temperatures rise, often seeking refuge indoors. To keep these unwanted house guests out:

  • Inspect your home’s exterior for gaps.
  • Seal cracks in your walls, doors and windows, and the foundation.
  • Replace worn door sweeps and weatherstripping.
  • Clear yard debris and woodpiles where pests may hide.
Exterior of an Arizona home

Cooling System Preparation

With over 90% of Arizona homes relying on air conditioning, prepping your cooling system and windows for the summer heat can save you energy and reduce costs. And ensuring your home has adequate insulation and air sealing will also lessen your AC unit’s workload saving you energy and money.

Evaporative Cooler Maintenance

Locals who choose to use an evaporative cooler to help lessen the summer heat can see up to 75% less electricity usage than with a standard AC unit. To maximize your cooler’s use and keep it well maintained, be sure to:

  • Clean out mineral sediment and replace worn cooler pads.
  • Flush the pan and remove calcium scale buildup.
  • Oil the motor (if needed) and test the pump and fan.

Window Seals and Caulking

  • Inspect for cracked caulk or degraded weatherstripping.
  • Re-caulk gaps around windows and replace brittle weatherstripping on doors and windows.
  • Properly sealed openings help reduce energy loss.

A/C Service and HVAC Prep

  • Schedule a professional annual tune-up.
  • Replace/clean your HVAC filters every 1-3 months.
  • Inspect ducts for leaks, as they can waste 20-30% of cooled air.

Clear debris from outdoor units and test your system early to ensure it’s ready for summer.

Exterior of an Arizona home

Exterior Maintenance

Keeping tabs on the outside of your home and property plays an important part in saving energy too.

Roof Inspection

  • Check for winter damage, sun-related wear, missing shingles, and cracked tiles.
  • If you have a flat roof, check it for pooling water or membrane blisters.
  • Address small repairs now to prevent costly leaks during summer storms.

Landscaping and Irrigation Updates

Up to 70% of your Arizona home water consumption is from outdoor water use. Cut back with these ideas:

  • Trim overgrown plants and tree limbs, especially those touching your house.
  • Inspect drip lines and sprinkler heads for leaks and ensure your timer is set for spring conditions.
  • Use xeriscaping to create a more drought resistant yard by adding barked beds and native plants instead of a traditional lawn.

New Mexico Spring Home Maintenance Tips

Structural Maintenance

Flat Roof Inspection

If you own an adobe style home with a flat roof, be sure to:

  • Check for pooling water, cracks, and peeling coatings.
  • Ensure scuppers, gutters, and downspouts are clear to prevent damage from summer storms.
Flat roof and pooling water

Stucco Wall Repair

Even though stucco is a durable material, continuous cold/hot cycles can cause small cracks that grow over time. This makes it important to patch hairline cracks, bulges, or chips with stucco repair compound or caulk and repaint damaged areas while the weather is warming and drying.

Water Management

Gutter Cleaning

Help protect your home’s eaves and foundation from intense downpours. Be sure to:

  • Clean out your gutters and downspouts, especially where you have large trees.
  • Remove leaves, seed pods, and sand buildup to prevent blockages.
  • Clear cottonwood seed fluff, which can clog gutters.

Rainwater Catchment Systems

One inch of rain from a 1,000 sq. ft. roof can collect 600 gallons of water! Don’t let this valuable resource just drain off your roof, collect it and use it. Follow these tips:

  • Install or prep rain barrels and cisterns to collect water for summer use.
  • Position your barrels under your gutter downspouts.
  • Ensure your screens/filters are in place to keep out leaves and mosquitoes.
  • Check that overflow routes direct water away from your home.

Xeriscaping

Additional Tips for Every Homeowner

Insulation Improvements

Having a well-insulated home is one of the best ways to conserve energy, save money, and stay comfortable year-round. With upgraded insulation and air-sealing you can cut your heating and cooling costs by about 15%. As you prepare your home for the warmer weather to come, don’t forget to check your home’s insulation.

Roof insulation layer illustration

Inspect and Upgrade Insulation

  • Check your attic’s insulation levels—visible joists indicate a need for more insulation.
  • The Department of Energy recommends certain R-values of insulation for homes in Arizona and New Mexico, based on their climate zone.
  • Federal tax credits can reimburse 30% of your insulation upgrade costs, up to $1,200.

Air Sealing and Energy Audits

  • Seal air leaks around your recessed lighting, attic penetrations, doors and windows, and fireplaces.
  • Consider a professional energy audit to identify inefficiencies.
  • Some utilities offer rebates or credits for home energy audits.
  • At Banker Insulation, we offer home energy audits to our Phoenix and Chandler  customers.

Comfort and Safety

  • Reverse ceiling fans to summer mode (counterclockwise) to improve cooling.
  • Ensure attic vents are clear—attic temperatures can soar in Southwest summers.
  • Install reflective window coverings or screens on west- and south-facing windows.
  • Dryer vents should be cleaned regularly to remove lint buildup and reduce fire risk.
  • Test your smoke and CO detectors, replacing batteries as needed.

Start Spring Off on the Right Foot

By following these home maintenance tips, you and other fellow Arizona or New Mexico homeowners can prevent costly repairs, improve energy efficiency, and stay comfortable all summer long. A well-maintained home not only enhances your comfort but also reduces your energy bills and prolongs the life of essential systems.

At Banker Insulation, we specialize in helping homeowners like you optimize their insulation and energy efficiency. From insulation installation to home energy audits, our team is ready to assist. Contact us today to get your spring off to a great start with an energy efficient home!

References

Spray Foam vs. Fiberglass: Choosing the Right Insulation for Your Arizona or New Mexico Home

You’ve conquered the busiest season of the year, and now it’s time to tackle that insulation problem—so, spray foam insulation or fiberglass insulation?

Living in Arizona and New Mexico present unique climate challenges for homeowners. From our extreme summer heat and intense sun to occasional cold snaps, properly insulating your home is crucial for year-round comfort and energy efficiency.

But many local homeowners are unsure which insulation is the right one for them: spray foam or fiberglass. In this blog post, we’ll provide a clear comparison to help you choose the right type of insulation for your Arizona or New Mexico home.

Understanding Insulation Basics

The concept of R-value is key when selecting insulation. R-value measures an insulation material’s resistance to heat flow – the higher the R-value, the greater the insulating power. In hot climates like here in Arizona and New Mexico, high R-values and effective air sealing are critical to prevent heat from entering your home through conduction, convection, and radiation.

Spray Foam Insulation

Spray foam insulation insulation, in Arizona and New Mexico.

There are two main types of spray foam insulation – open cell and closed cell spray foam. While both types air seal and insulate in one step, open-cell spray foam provides an effective air barrier, has a lower density and R-value per inch (R-3.8) but is more affordable than closed-cell. Closed-cell spray foam is denser, has a higher R-value (up to R-7 per inch), and offers superior air sealing and moisture resistance as a vapor barrier.

Spray foam offers many benefits, including high R-value for excellent insulating performance, impressive air sealing, and sound dampening. However, the cost to install spray foam insulation is more expensive than fiberglass and requires professional installation for safety and effectiveness. Some curing time is also needed during and after the installation process, which can be mitigated by choosing low-VOC (volatile organic compounds) spray foam options and ensuring proper ventilation and installation.

Spray foam insulation excels in attics, crawl spaces, cathedral ceilings, and wall cavities with limited space. Closed-cell spray foam insulation is especially ideal for areas prone to moisture.

Fiberglass Insulation

When we think of insulation, many of us picture fiberglass insulation. The most widely used type of insulation, fiberglass comes in batts, rolls, and a loose fill type that’s blown in. Fiberglass insulation works by trapping air in glass fibers that slows the transfer of heat. It’s highly effective in walls, floors, attics (combined with proper air sealing), and less humid areas. Installing fiberglass insulation is a low-cost insulation option that is readily available.

While fiberglass batts can be installed without professional assistance, it’s highly recommended to have professional insulation contractors handle the installation for maximum results and safety.

Fiberglass also tends to make less of a mess than spray foam insulation and is a great fire retardant. However, fiberglass insulation has a lower R-value per inch, can settle over time, is less effective at air sealing, and is susceptible to moisture damage.

Spray foam vs. fiberglass comparison chart

Common Questions Answered

“Is spray foam safe?”

When correctly installed by professionals, spray foam insulation is safe for use. Proper ventilation and choosing low-VOC spray foam options can address any off-gassing concerns.

“Which is better for soundproofing?”

Both spray foam and fiberglass offer quality sound dampening, but dense-pack fiberglass generally performs better at dampening sound transmission compared to spray foam insulation.

Choosing the Right Insulation for Your Climate

Both fiberglass and spray foam insulation installation in Arizona and New Mexico.

For homeowners residing in Arizona’s extreme heat, air sealing and high R-values are crucial. Closed-cell spray foam is recommended for your roofs and attics.

In New Mexico’s variable climate, homeowners need insulation that performs well in both hot and cold conditions. A combination of spray foam and fiberglass insulation can provide effective results.

Both Arizona and New Mexico have different R-value recommendations for home insulation based on the climate zones of each state. Visit Energy Star to see the recommended R-values for your area.

Your Partner in Insulation Solutions

Remember, both open-cell and closed-cell spray foam insulation, as well as fiberglass insulation, have their own unique advantages and disadvantages. Whether you choose the air sealing and insulating combo of spray foam or the more cost friendly fiberglass, the best type of insulation for your Arizona or New Mexico home will depend on your budget, the specific area(s) being insulated, and your home’s unique needs.

At Banker Insulation, our expert insulation team is here to answer all your insulation questions. We take pride in our work and our expertise in meeting your insulation needs. Contact us today to learn more about our insulation services and products for local residential and commercial buildings and receive your free estimate.