Home Cooling 101

Home Cooling 101: A comprehensive infographic from the U.S. Department of Energy not only explains the basics about air conditioning and other cooling systems, but also provides recommendations to consider, such as ventilation and how to effectively lower your cooling costs thus lowering your monthly expenditures.

This Home Cooling 101  infographic is a great resource to ensure that you and your loved ones remain comfortable even as the temperatures outside hover above 110-degrees. And remember: One of the most cost effective methods for cooling your home is to ensure its proper insulation as this will prevent warm air from intruding.

Home Cooling 101


Recessed Lighting 101

recessed lighting

Recessed lights provide both ambient and task lighting. From bathrooms and kitchens to entry ways and living rooms, recessed lighting looks attractive in just about any area of your home, as long as it’s installed correctly. Also known as pot lighting and canned lighting, these lights are commonly mounted in the ceiling, but can also be mounted in the wall rather than surface mounted.

Available in a wide variety of housing and trim designs, recessed lighting provides functionality, without being aesthetically distracting. One of the best things about recessed lighting is that is that it creates the illusion of more space. Recessed lights give off a soft subtle glow, which blurs the boundaries of the room, making the space appear larger than it actually is.

Since recessed lights are embedded into the ceiling, there are no safety risks associated with dangling cords. Recessed lights that are embedded on the walls, often seen in staircases, provide ample light during the night when visibility is poor. Designed to work in much the same way as a nightlight, staircase lighting comes in handy, as it prevents stair-related accidents from occurring.

To Lay Out Recessed Lighting

  1. Map your ceiling joists and plan to install lights between them.
  2. Need extra light somewhere in your room? This is your starting point. Center the first light over your focal point and space the others around it. For even lighting, plan to have the first can installed in the center, and work from there.
  3. To determine how far apart your lights should be, divide the ceiling height by 2, and space your lights accordingly. For example: a 9 foot ceiling should have recessed lights installed every 4.5 feet apart from one another.
  4. Unless you’re installing lighting in the walls, attempt to avoid placing the ceiling mounted lights to close to the wall to avoid harsh shadows, which will only work to make the room appear smaller.

Choosing a Housing and Trim

  • Make sure it has the correct voltage.
  • Make sure it is IC-rated if in direct contact with insulation.
  • Make sure it is designed for a new construction space if installed before the ceiling or for a remodel if done after construction.
  • Make sure it has the structural features you need: low profile, airtight, sloped, etc.
  • Make sure the trim you choose is aesthetically pleasing. Recessed lighting trim comes in a wide variety of popular styles including adjustable, baffle, glass, pinhole, reflector, square, wall wash, and more.

The Importance of Air Sealing


air sealing

{Source: Energy,gov}

Leaks can be a significant source of wasted energy and money. Found in almost every home are the cracks, gaps, and holes that allow the air you just paid to heat or cool to escape far too easily. A relatively easy, do-it-yourself way to increase your home’s energy efficiency is air sealing.

Air sealing is also quite cost effective – as long as you know what areas to attack with the caulk gun or insulating foam. A home energy assessment can accurately pinpoint these areas, assess your home’s energy consumption,  and recommend ways to improve its energy efficiency.

While a professional home energy assessment will provide you with the most accurate results, you can conduct your own assessment by carefully walking through your home, with a handy flashlight at your side. This will allow you to spot many of the area’s in requirement of air sealing.

Leaks can be sealed with caulk, spray foam, and weather stripping depending on the problem area. When done correctly, air sealing has the potential to reduce your energy bills, increase your home’s indoor air quality, and decrease your chances for dealing with mold and rot.

Where You’re Losing the Most Air

  • Ceiling, walls & floors = 31%
  • Ducts = 15%
  • Fireplace = 14%
  • Plumbing penetrations = 13%
  • Doors = 11%
  • Windows = 10%
  • Fans and vents = 4%
  • Electrical outlets = 2%

If you didn’t know the importance of targeting these areas first, you do now! Especially since each and every one of these air leaks can cause a number of problems such as mold, drafts, and heat loss. Information source: U.S. Department of Energy.

Do-It-Yourself Air Sealing

Fireplaces: Fireplaces are notorious for drafting a lot of heated or conditioned air out of homes. Make sure you have a tight-fitting damper that opens and closes properly. Pinterest has some great ideas for DIY insulated fireplace screens.

Windows & Doors: Caulking and weather-stripping goes a long way towards combating leaky windows and doors. Using low-expansion foam, insulate around the frames of your doors and windows, and caulk where the drywall and trim intersect.

Outlets & Switches: Turn power off at the circuit breaker before proceeding. Remove face plates. Place stick-on foam outlet sealers around the outlet/switch. For best results, carefully apply spray foam around the junction box’s exterior.

Pipes & Ductwork: Use low-expansion foam or caulk to seal any wall penetrations due to pipe or duct-work. Seal all duct joints and seams using the same materials. You can also tape them. Wrap hot and cold water pipes with insulation.

New Home Energy Efficiency

new home energy efficiency

Step #1: Invest in a Home Energy Audit

Before you can make or increase your new home energy efficiency, it’s important to arm yourself with as much information as possible, so that you know and understand where you correctly stand.

To learn more about how a home energy audit can help you, please click here.

An energy audit, which is completed by a highly experienced energy auditor, is used to evaluate your home’s energy use. You will receive recommendations for cost-effective measures to improve your home’s comfort and efficiency upon the audit’s completion.

Step #2: Properly Air Seal Your Home

Adding new or additional insulation to your ceilings, attic and/or walls along with locating and treating any holes or gaps throughout your home will prevent your hard earned money from flying out the windows (so to speak).

Adequate levels of insulation slows the rate that heat flows out of your home in the winter or into the house in the summer. This allows you to reduce the amount of energy required to heat and/or cool your home throughout the year; thus saving you money.

Step #3: Purchase a Programmable Thermostat

One of the easiest methods for saving money on your new home’s monthly utility bills, which is also very cost-effective, is to simply purchase and install a programmable thermostat. For it to work properly, you will also need to ensure you’re using it correctly.

The Department of Energy estimates that by dropping the temperature in your home in the winter and increasing it in the summer by 10 to 15 degrees (depending on time of day and your preferences) for eight hour stretches you can save up to 15 percent annually.

Step #4: Change Your HVAC Air Filters Regularly

Are your air filters clogged? Energy Star recommends changing your air filter every month – or every three months if you invest in HEPA quality air filters – especially during the winter and summer months as more demand is placed on your HVAC system.

The benefits behind this small action go far beyond increasing your energy efficiency as you will also extend the life of your HVAC system, maintain a healthy level of indoor air quality and keep your entire heating and cooling system free from excess debris.

Step #5: Replace Traditional Light Bulbs Throughout

Compact fluorescent lamps (CFLs) use three-quarters less electricity than that of traditional incandescent light bulbs. While these light bulbs are a bit more expensive than incandescent, they last longer (10,000 vs. 1,000 hours) and use less watts, which makes them a worthwhile expenditure.

Considering the fact that lighting can account for up to 25 percent of your home’s energy costs, there’s never been a better time to make the switch from traditional incandescent light bulbs to compact fluorescent lamps or even light-emitting diode bulbs (LEDs); your preference.

Upgraded Home Energy Audits

home energy audits

{Image Source: energy.gov}

In 2007, Google deployed a fleet of vehicles with roof-mounted cameras, which allowed them to provide its “Maps” users with detailed street-level images of neighborhood roadways around the world.

The concept of using vehicles equipped with cameras paved the way for a revolutionary startup company by the name of Essess to recently unleash a fleet of vehicles with roof-mounted thermal imaging cameras that create accurate heat assessments of homes and buildings.

Founded in 2011, the company has assessed more than 4 million homes and buildings in cities across the United States, in order to curb excessive energy loss; which is something we all know accounts for wasted dollars.

Not Your Average Home Energy Audits

Traditional home energy audits, which are typically offered by many power companies, are comprised of a visual inspection that identifies energy hogging appliances, leaky windows, doors and air ducts, as well as missing insulation materials and more.

A drive-by energy audit, however, utilizes a high-tech method that focuses on a building’s envelope in order to provide utility companies with a lot of information about thousands of homes in the time it takes to complete one home. Information received is said to very specific for each home analyzed.

Potential clients will be presented with detailed information regarding any leaking windows or doors, faulty air ducts, areas lacking the recommended amount of insulation materials for that size home, and other useful information so that they can make an informed decision.

Efficiently Saving You Money

Taking the necessary steps to curb any energy loss within your home can save you as much as $600 a year according to U.S. Department of Energy – this is not accounting for the many federal tax credits that may be available to you. For more information on available energy efficiency tax credits, click here.

High Winter Heating Bills? Fight Back with Insulation!

high winter heating bills

As children, we were often told by our parents to “put a hat and jacket on,” prior to being allowed to go out and play with all of our friends. For those of us that were, let’s just say a little rebellious; well we most definitely paid the price for not listening to our parent’s advice when we suddenly came down with a case of the sniffles.

Today, as adults and maybe even parents ourselves, we know that our parents only had our best interests at heart. Especially considering that most, if not all, of our body heat is lost from our heads. Much like putting on our warm jackets and hats, ensuring our homes are properly insulated is a very important step in our desire to fight back against high winter heating bills.

High Winter Heating Bills? Insulation is Key!

In Your Attic Space

The largest opportunity to increase your comfort, save energy, control moisture, and save money on nightmarish utility bills can be found in your attic space. Adding the proper levels of insulation to this space tends to be quite cumbersome; not to mention messy. That said this is one project that may be best left to the professionals in order for you to reap all of its benefits.

In Your Home’s Foundation

In addition to reducing your home’s heating and cooling costs, a properly insulated foundation will afford you increased comfort in the first floor of your home and/or in basement rooms, as well as providing you with a good defense against the following:

  • Insect infestations
  • Moisture problems
  • Radon infiltration

Insulating your home’s foundation is a process that should be done during construction of your home. It is preferable that you speak with a local Banker Insulation representative regarding the proper foundation insulation materials if you’re planning on having a new home built.

In Your Exterior Walls

For a significant level of air sealing, and comfort levels, you may want to give serious thought about having a professional insulation contractor fill all of your home’s exterior walls with blow-in or spray foam insulation materials. You will also want to consider R-values, as higher R-values yield better insulating results, thus insulating your wallet even more.

What is the R-Value and It’s Importance in Insulation?

insulation jobWhether you are purchasing insulation for your home on your own or you are hiring a professional insulation company like Banker Insulation, it is important to consider the R-Value. There are more than a few factors to help select the right insulation for the home and the R-Value is a factor that is used in the construction industry and is a reliable factor in choosing the right insulation. The R-Value is a measure of the resistance of heat flow through a structure. Since insulation is primarily meant to stop the movement of heat, and if you remember learning in school that heat rises, it is important to install the appropriate insulation for the heat movement and temperature conditions in each area being insulated.

The R-Value is determined by dividing the U-factor (how the resistance to heat transfer was measured before the 40’s) by 1. So, the higher the number of the R-Value, the better the insulation will be.  Although not every area in a home will need to be insulated with the highest R-Value because not every room is affected by heat in the same way. There are factors that need to be considered for each specific area, such as:

  • The location of where you live will affect the R-Value of the insulation. For example, in colder climates, you would need insulation with a higher R-Value and you will need a lower R-Value in warmer climates.
  • The way the home was built is a factor to consider because not all homes are created equally. Structures like an attic, cathedral ceilings, and/or multi-level structure are factors that must be considered when determining the right insulation for the home.
  • Last factor to consider is the heating/cooling method of the home. Having a central air conditioner, heat pump, or furnace will make a huge impact on the insulation needed for the home.

insulation jobIn conclusion, insulating your home can be beneficial and can even help to improve energy bills but the task of finding the right insulation for each area can be somewhat time-consuming for the owner. Our recommendation is to call your local Insulation Company Experts! If needed, the technicians will be able to perform an energy audit to better asset the home.

At Banker Insulation, we provide our Insulation Services in the Phoenix area and are highly qualified to correctly insulate a home or office building. Give us a call today at (602) 273-1261 for more information About Us.

Insulate Your Building Properly for Lower Energy Costs This Summer

Home Insulation


With the summer temperatures soaring over 105 degrees in Phoenix every day this month, it is very important to insulate your home or office properly.  Without proper insulation, your energy bills could skyrocket!  It’s very important to use the right type of insulation for your home or office building.  The experts at Banker Insulation are highly qualified to help you make the right choices for your location.  Call (602) 273-1261 or visit Banker Insulation on the web for more information.

Advantages of Cellulose Insulation

NewspapersCellulose is one of the oldest types of insulating material in use today. Some examples of cellulose based insulators are, cotton, straw, corncob and newspaper. There are four major types of cellulose insulation. They are, dry cellulose, spray cellulose, stabilized cellulose and low dust cellulose. Each type has its own specific uses.  Dry cellulose is mainly used in older homes and is blown into the walls through holes drilled into the walls.  Spray cellulose is used in new construction and is wet when it is applied.  Stabilized cellulose is mainly used in attics and roofs. Low-dust cellulose is used in places where the dust made during installation would cause a problem. It is specially treated to keep the amount of dust to a minimum. There are numerous advantages to using a cellulose based insulation product in your home or building and some of them are listed below:

1. The cellulose insulation used today is made from recycled Think Greennewspapers with a fire retardant added to them.  Because of its recycled newspaper content, cellulose insulation is a green product.

2. Because of the density of cellulose insulation, buildings that are insulated with it are better protected from fire damage.

Cellulose Insulation3. Cellulose insulation makes buildings more energy efficient.  It fills in cracks and spaces where air could pass through, around objects like pipes and wiring, so it will save you money on heating and cooling costs.

4. Cellulose insulation has some soundproofing qualities. It reduces the amount of noise that travels from room to room.

5. There is an additive in cellulose insulation that greatly inhibits the growth of mold.

If you have any questions about cellulose insulation give Banker Insulation a call at

(602) 273-1261, or visit our website by clicking here.

Benefits of Spray Foam Insulation

There are many advantages to insulating with spray foam! Some of them are:

• health benefitsSpray Foam Application
• structural benefits
• financial benefits

Spray foam insulation helps eliminate air leaks, which can account for 30% of a home’s annual heating and cooling expenses. This also helps control the growth of mildew and mold, which can cause a multitude of serious health issues, by reducing the amount of water vapor that gets in through air leakage. It improves indoor air quality in much the same way. Less air leakage means less dust and pollen can get in, which is great for people with allergies.

Commercial Spray FoamSpray foam can also add significant structural strength to walls during high winds. It adds resistance to high wind uplift and blow-off in the roof due to its lack of fasteners like nails and screws, and the lack of joints or edges.

Another great benefit of spray foam is noise reduction! It can help reduce airborne noise, which is made by stereos, talking, game systems and televisions. It does this by sealing every crack and crevice that would allow these noises to travel. It also reduces flanking noise, which is when sound travels through spaces along plumbing pipes, electrical outlets, recessed light fixtures and framing connections.

Of course spray foam insulation will also save you money! It allows heating and cooling systems to be much more energy efficient by sealing all of the places where air can travel into or out of buildings. Spray foam insulation can help homeowners qualify for grants and tax credits too!  Take a look at this video that talks about spray foam insulation’s benefits:

If you have any questions contact Banker Insulation at (877) 708-7815 or visit our website for more information!